Episode 072: Open Line Thursday

 

We want to thank our top Patrons on Patreon: Jameson Elam, Stu Morrison, Scott McWilliams, Elliot Trent, Ty Moser, New England Woodworking Studio, Glen Vajcner, Adam Zawalich, Nick Hinson, and Dave Barlow!  You too can support the show by purchasing a T-Shirt, donating, or become a monthly patron as well.  If you choose to become a patron you can get the show’s pre-release, a sticker, or other rewards based on the level you choose.

Thanks to Marshall Toy, Scott Haun, Sebastian Ollari, Justin Capogna, Matt Cremona, Nick Carruthers, Robert Bakie, Tim Holiner, Dave Bebee, Brodie Brickey, Modern Builds (Mike Montgomery), Eric Burke, Christopher Pickslay, JM Tosses, Terry Mulligan, Eric Schneider, Joe Pierce, Kyle Walker, Daniel Mendoza, Michael Jeffcoat, Kyle Thomas, Bruce Cooper, Steve Avery, Matthew Vitale, Matt Parker, Alex Garcia, Tim Marquart, Charles Alm, Chris Shanor, Stian Johannessen, Jeff Bull, and Nathan Serviss for your support on Patreon as well.

New t-shirts and hoodies for sale on the website.  Claim yours now!

What’s Going On In The Shop

Kyle – Miter video, finishing the table, made another chaos vase, went to Maker Faire.

Sean – Finish on the mantle

 

Brian –

 

Main Topic – In over your head.

Guest Question: 

 AJ DeSantis – How do you teach yourself furniture making?  Classes, workshops, reading, etc.?  Follow AJ on Instagram, Twitter, and check out his website.

                                                                                                                                                                                                     Listener Questions, Email, and Comments:

David Boardman – Hey guys!

First, love the show, I listen to and from my trips to the lumber yard and hardware store every week!
The freshest thing in my mind to write about was the episode I listened to today which was the Q&A episode.  Someone asked about insurance and since I just went through that process I thought I would let you in on what I have now.  I just moved my shop out of my basement and into a commercial building after working full time out of my basement for a year and part time for two more.  While in the basement I did not carry any insurance on the shop other than homeowners.  I contacted my insurance provider about getting a policy and while they did offer it it wasn’t necessary if all you were interested in was full lose.  This means if say your shop caught on fire and burned your whole home down, the tools would be covered under the umbrella of the amount you had your home insured for.  All I ended up doing was buying extra coverage for my home to cover the added cost of the tools.

Now the coverage for my new shop.  I called around and got a couple quotes but I ended up using Farmers (which is funny as you guys made the farmers slogan sound in the podcast).  They are basically acting as a broker as the actual insurance is through someone else.  The policy I ended up with covers my tools (100k) overkill, the building (100k), faulty building (500k), and myself (100k).  The policy runs $100 a month, which I thought was very reasonable.  The faulty building was a huge bonus as it covers me if I build something and it causes damage to others or their home.

Also to what Haunmade was talking about with the wait list.  I get that all the time.  I have 12 week wait, I lose at least one sell a week because of that wait.  I used to just try and fit people who needed things sooner into the mix but what I found is the people who are in a huge rush don’t appreciate handmade, they are likely just trying to find a style they like cheaper than what they could find elsewhere (like pottery barn and such).  I honestly don’t mind now just saying I’m sorry that’s my wait it is what it is.  I like having a wait list as that is my job security knowing I have 12 weeks to find more work if it slowed.  So what it really boils down to is this, there are two kinds of people it’s better NOT to do business with, people in a rush and people on a tight budget, both will expect more than what they are paying for let the weekend warriors and the Facebook builders build their furniture..
keep up the awesome-sause you guys are putting out!
David

Richard Miller – Hey, gang — love the show!

I live in humid central Florida. A relative who lives in super-dry Las Vegas wants a cutting board. I’m concerned that it’s going to self-destruct when I send it there.
I thought about putting it in the oven for a while before oiling it, but I’m not sure that’s such a hot idea (no pun intended).
Any recommendations?
Thanks,
Richard in Florida
PS: I thought about writing you guys a sonnet as an iTunes review like I did for the Wood Talk guys, but I don’t want Kyle to hate me.

Mike – Hey guys I love the podcast. I am one of few people, at least I assume, listening to the podcast who is not a woodworker, at least not yet. I work for a major insurance carrier and asked around to get some opinions relating to the insurance question you got last week. In the purest and simplest terms Sean is correct, if you run a business out of your home your home owners insurance would not cover equipment, products, or materials associated with your business in the event of a claim. However, there is a fine line between a “hobby” and a “business”. For people like Brian and Kyle they would definitely want business insurance as this is a full time job. Anyone who has filed their business with the state should consider adding business coverage as well. If it is such a small amount that you aren’t claiming the income on your taxes then it’s probably not something to worry about. If you have a claim maybe avoid telling the adjuster about your business or business income, remember it’s a hobby. And as any insurance/safety nerd will tell you, you should verify this with an insurance broker in your area who is familiar with this type of business. Keep the great shows coming.

Mike

iTunes Reviews

 ScooterRon – Great Podcast – 5 stars – Great podcast with awesome information.  Keep up the good work.
If you have comments, questions, or suggested topics for future shows you can email us at contact@thedustylife.com.  Follow the show on Twitter and Instagram @thedustylife. You can support the show by purchasing some merchandise, clicking the donate button for a one-time donation, or by becoming a monthly patron to help us keep this bus rolling.

Check out our individual websites (mccauleysdesign.com, woodbytoth.com, and seanrubino.com), our social media platforms, YouTube channels, subscribe!, and spread the word to friends, family, and coworkers.

Also, consider subscribing to The Dusty Life Podcast through iTunes, SoundCloud, Google Play, Stitcher, or the click the RSS on our homepage at thedustylife.com and please leave us a rating as it helps climb the ever growing podcast charts.

Episode 067: All Talk

We want to thank our top Patrons on Patreon: Jameson Elam, Stu Morrison, Scott McWilliams, Elliot Trent, Ty Moser, New England Woodworking Studio, Glen Vajcner, Adam Zawalich, Nick Hinson, and Dave Barlow!  You too can support the show by purchasing a T-Shirt, donating, or become a monthly patron as well.  If you choose to become a patron you can get the show’s pre-release, a sticker, or other rewards based on the level you choose.

Thanks to Marshall Toy, Scott Haun, Sebastian Ollari, Justin Capogna, Matt Cremona, Nick Carruthers, Matt Kummell, Robert Bakie, Tim Holiner, Dave Bebee, Brodie Brickey, Modern Builds (Mike Montgomery), Eric Burke, Christopher Pickslay, JM Tosses, Terry Mulligan, Eric Schneider, Joe Pierce, Kyle Walker, Daniel Mendoza, Michael Jeffcoat, Kyle Thomas, Bruce Cooper, Steve Avery, Matthew Vitale, Matt Parker, Alex Garcia, Tim Marquart, Charles Alm, Chris Shanor, and Stian Johannessen for your support on Patreon as well.

New t-shirts and hoodies for sale on the website.  Claim yours now!

What’s Going On In The Shop

Kyle – Working on a bar for his place, making a desk from reclaimed pine, and some other personal pieces.  The 100 vase has sold and it isn’t made yet.

Sean – Working on the barn wood mantle and released the chair video.

Brian – Finished the walnut dining table.

Main Topic – We talk about stuff

Guest Question: 

None…

Listener Questions, Email, and Comments:

None…

iTunes Ratings

None…

If you have comments, questions, or suggested topics for future shows you can email us at contact@thedustylife.com.  Follow the show on Twitter and Instagram @thedustylife. You can support the show by purchasing some merchandise, clicking the donate button for a one-time donation, or by becoming a monthly patron to help us keep this bus rolling.

Check out our individual websites (mccauleysdesign.com, woodbytoth.com, and seanrubino.com), our social media platforms, YouTube channels, subscribe!, and spread the word to friends, family, and coworkers.

Also, consider subscribing to The Dusty Life Podcast through iTunes, SoundCloud, Google Play, or the click the RSS on our homepage at thedustylife.com and please leave us a rating as it helps climb the ever growing podcast charts.

Episode 063: 3 Power Tool Challenge

We want to thank our top Patrons on Patreon: Jameson Elam, Stu Morrison, Scott McWilliams, Elliot Trent, Ty Moser, New England Woodworking Studio, Glen Vajcner, Adam Zawalich, Nick Hinson, and Dave Barlow!  You too can support the show by purchasing a T-Shirt, donating, or become a monthly patron as well.  If you choose to become a patron you can get the show’s pre-release, a sticker, or other rewards based on the level you choose.

Thanks to Marshall Toy, Scott Haun, Sebastian Ollari, Justin Capogna, Matt Cremona, Nick Carruthers, Matt Kummell, Robert Bakie, Tim Holiner, Dave Bebee, Brodie Brickey, Modern Builds (Mike Montgomery), Eric Burke, Christopher Pickslay, JM Tosses, Terry Mulligan, Eric Schneider, Joe Pierce, Kyle Walker, Daniel Mendoza, Michael Jeffcoat, Kyle Thomas, Bruce Cooper, Steve Avery, Matthew Vitale, Matt Parker, and Alex Garcia for your support on Patreon as well.

New t-shirts and hoodies for sale on the website.  Claim yours now!

What’s Going On In The Shop

Kyle – Making a bunch of reclaimed wood table tops for a restaurant.

Sean – The bed is done.  Starting on a pair of book cases and a barnwood mantle.

Brian – Finished a walnut extension table.

 

Main Topic – 3 power tool challenge

Guest Question: 

Dave Barlow – Making stuff for friends and family and how to charge them.

Listener Questions, Email, and Comments:

Dyami – Gentlemen,

Good afternoon. I’m listing to Episode 62. It’s a great discussion on potential pitfalls to be aware of.
I particularly liked the discussion of using materials provided by customers.
Regarding customer supplied materials, in addition to all of the points you brought up, you should also remember profit. I know that I figure profit as a percentage of total cost. I’m assuming this is true for most woodworkers who price their work (rather than hobbyists who guess at their pricing). This relates to customer supplied materials in that you should be making profit on the cost of the materials. Even when the customer supplies them, you should know their cost and include the profit on that cost in your price.
If you calculate overhead as a percentage of cost, it’s even more important to make sure you include the overhead on customer supplied materials. I calculate overhead based on man hours, not total cost, so I don’t have to consider this when dealing with customer supplied materials.
I hope this is helpful.
Keep up the good show.

Matt – What’s the story behind your website name?

MWA Interview – https://modernwoodworkersassociation.com/podcasts/2016/12/16/mwa-115-?rq=sean%20rubino

MakerCast Interview – http://www.podcastformakers.com/sean-rubino/

iTunes Ratings

Kash472 – Great podcast – 5 Stars – Definitely one to listen to!  Keep up the great work.

jhexp0227 – These guys are super great AND… – 5 Stars – Super kind!  I asked Kyle a question and he actually took time to write back!  I know he is super busy but he took the time to answer my question about finishes.  Then he told me about this podcast and I…am…hooked!!  Thank you so much guys!  Keep it up!

If you have comments, questions, or suggested topics for future shows you can email us at contact@thedustylife.com.  Follow the show on Twitter and Instagram @thedustylife. You can support the show by purchasing some merchandise, clicking the donate button for a one-time donation, or by becoming a monthly patron to help us keep this bus rolling.

Check out our individual websites (mccauleysdesign.com, woodbytoth.com, and seanrubino.com), our social media platforms, YouTube channels, subscribe!, and spread the word to friends, family, and coworkers.

Also, consider subscribing to The Dusty Life Podcast through iTunes, SoundCloud, Google Play, or the click the RSS on our homepage at thedustylife.com and please leave us a rating as it helps climb the ever growing podcast charts.